Privacy Policy
This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you use our mobile personal finance tracker app, our online platform, or related services. Our service provides budget categories, expense visuals, weekly insights, and links to download the app through the App Store and Google Play.
By using this service, you acknowledge the practices described in this Privacy Policy. If you do not agree with these practices, please do not use the service.
Information We Collect
Depending on how you use the service, we may collect the following categories of information:
- Account and profile information, such as your name, username, authentication details, and preferences.
- Financial tracking information that you choose to enter, such as transaction descriptions, amounts, dates, budget categories, recurring expenses, savings goals, and notes.
- Usage and device information, such as app interactions, feature usage, operating system, device type, language, crash data, and approximate location derived from device or network information.
- Information you provide when requesting assistance, reporting a problem, or otherwise communicating with us.
- Information obtained from app distribution and analytics providers, where permitted by applicable law and their own privacy practices.
How We Use Information
We use personal information for the following purposes:
- To create and maintain your account and provide the service.
- To organize your financial entries into budget categories and generate expense visuals and weekly insights.
- To personalize features, remember settings, and improve the usefulness and reliability of the app.
- To diagnose errors, prevent misuse, protect the security of the service, and enforce our terms.
- To respond to requests, provide support, and manage service-related communications.
- To comply with legal obligations, court orders, regulatory requirements, and legitimate requests from public authorities.
- To evaluate and develop new products, features, and improvements using aggregated or appropriately de-identified information where feasible.
Legal Bases for Processing
Where the General Data Protection Regulation or similar laws apply, we process personal information on one or more of these legal bases: performance of a contract with you, our legitimate interests in operating and securing the service, your consent where consent is required, and compliance with legal obligations. When we rely on consent, you may withdraw it at any time, although withdrawal will not affect processing that occurred before withdrawal.
Financial Information and Service Limitations
The service is designed to help you record and understand information that you provide. Unless expressly stated within the service, we do not connect to your bank or investment accounts, initiate transactions, hold funds, or provide financial, tax, investment, legal, or credit advice. You are responsible for reviewing the accuracy of entries and insights before relying on them.
Sharing and Disclosure
We may disclose personal information in the following circumstances:
- To service providers that host, secure, analyze, maintain, or support the app and online platform under appropriate contractual safeguards.
- To app distribution platforms, analytics providers, and other technology partners when necessary to provide requested functionality.
- To comply with law, legal process, or governmental requests, or to protect the rights, safety, and property of users, us, or others.
- In connection with a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, subject to applicable confidentiality and privacy requirements.
- With your direction or consent.
We do not sell personal financial tracking information for money. If applicable law defines certain targeted advertising or data sharing as a sale or sharing of personal information, you may have additional rights described below.
Cookies and Similar Technologies
Our online platform and app may use cookies, software development kits, local storage, device identifiers, and similar technologies to remember preferences, maintain sessions, measure performance, understand usage, and improve the service. Where required, we will request consent before using non-essential technologies. You can manage certain permissions through your browser or device settings, although disabling technologies may affect functionality.
Data Retention
We retain personal information for as long as reasonably necessary to provide the service, maintain business and security records, resolve disputes, enforce agreements, and satisfy legal, accounting, or reporting obligations. Retention periods vary according to the type and sensitivity of information. When information is no longer needed, we delete it, anonymize it, or securely isolate it where deletion is not immediately practicable.
Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, alteration, disclosure, and destruction. No system or transmission method is completely secure, so we cannot guarantee absolute security. You should use a strong password, protect your device, and avoid entering information that you do not want stored in the service.
International Data Transfers
We and our service providers may process personal information in the United States and other countries that may have data protection rules different from those in your country. Where required, we use lawful transfer mechanisms and appropriate safeguards for international transfers.
Your Privacy Rights
Depending on your location and applicable law, you may have the right to:
- Request access to the personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Request deletion of personal information, subject to legal and operational exceptions.
- Request restriction of processing or object to processing based on legitimate interests.
- Request a portable copy of certain information.
- Withdraw consent where processing is based on consent.
- Opt out of certain targeted advertising, sale, or sharing activities where those rights apply.
- Appeal a decision regarding a privacy request or lodge a complaint with your local data protection authority.
To exercise applicable rights, please provide enough information for us to verify your identity and locate your records. We will not discriminate against you for exercising a privacy right. Authorized agents may submit requests where permitted by law, subject to verification.
Children’s Privacy
The service is not directed to children under 13, and we do not knowingly collect personal information from children under 13. Where a higher minimum age applies in your jurisdiction, that age applies. If you believe a child has provided personal information, please contact us using the physical address below so that we can take appropriate action.
Third-Party Services
The service may refer you to the App Store or Google Play and may include integrations or links operated by third parties. Those providers have their own terms and privacy policies. We are not responsible for the privacy practices, content, or security of third-party services.
Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in the service, technology, legal requirements, or our practices. We will post the updated policy through the service and revise its effective status where appropriate. Your continued use of the service after an update means that you acknowledge the revised policy.
Contact and Data Controller Information
For privacy questions, rights requests, or concerns about this Privacy Policy, you may write to the entity responsible for this service at:
14 Kopak Way
East Brunswick, New Jersey 08884
United States